Everyone dreams of owning a property, and expats – just like locals – can view a Swiss mortgage as an attractive proposition. The process of building up a suitably large deposit and then finding that dream home usually takes months if not years. However, at Fern Wealth, we’ve always encouraged our clients to put those savings to work rather than…
There was a time, before the Global Financial Crisis, when the job of the central banker was relatively straightforward. The main objective was simply to control inflation and, as long as that sat around the 2% to 4% level, by and large, everyone was happy. Interest rates around 4% were tolerable. Indeed, by the time the Federal Reserve officially adopted…
If you are here in Switzerland as an expat, it can be time-consuming and confusing researching your pension options. And while everyone’s situation differs, there are three key benefits of the 2nd and 3rd Pillar Pensions that you may not be aware of and more importantly, can actually save you money. Our head of Investment Management Alastair McCaig was interviewed…
It’s always too easy to put off the idea of investing and as markets head lower in light of growing global economic uncertainty, 2022 is certainly proving no exception. However, history shows us that despite the inevitable short-term volatility, over a ten, fifteen or twenty-year time horizon, investing in the financial markets will invariably offer a more profitable outcome, rather…
There’s no hiding from the fact that markets are already looking fragile as we approach the end of the first quarter of 2022, with the effects of monetary policy tightening and the overhang of supply chain disruption from the COVID-19 pandemic being further compounded by Russia’s invasion of Ukraine. This is leading to spiralling commodity prices as Moscow looks increasingly…
With 2022 now well underway it seems clear there will be no escape from inflation or higher borrowing costs when it comes to the two major challenges financial markets will be faced with this year. After a decade and a half of ultra-lax monetary policies, supply chain disruption as we emerge from the ravages of the COVID pandemic and a…
On Wednesday evening Fern Wealth’s Director of Investment Management, Alastair McCaig, joined Bloomberg anchors Jonathan Ferro and Guy Johnson for his weekly Cable show. Over the last week to ten days, the intra-day volatility in equity markets has begun to ease as investors have had more time to analyse the current situation and become less panicked. This weeks discussion revolved…
On Wednesday evening Fern Wealth’s Director of Investment Management, Alastair McCaig, joined Bloomberg anchors Jonathan Ferro and Guy Johnson for his weekly Cable show. With the aggressive sell off in global equity markets Alastair explained how he had been advising clients to position themselves ready to invest fresh funds into the market. Having seen the fastest 10% fall in the…
On Wednesday evening Fern Wealth’s Director of Investment Management, Alastair McCaig, joined Bloomberg anchors Jonathan Ferro and Guy Johnson for his weekly Cable show. As the Coronavirus has now spread outside of China they discussed how the markets were reacting and what to expect in the coming weeks. Click here to listen to the interview on Bloomberg.
On Wednesday evening Fern Wealth’s Director of Investment Management, Alastair McCaig, joined Bloomberg anchors Jonathan Ferro and Guy Johnson for his weekly Cable show. Regardless of the potential issues to the global economy, the Coronavirus brings equity markets to remain buoyant. With this backdrop Alastair was asked his views on where investors should be focused and how they should be…
